Which travel card is best in india

I tried to apply online through sbi card website. I am already using SBI Simplysave card. So entered option of already customer of sbi card.

After that it asked to enter my card details and registered mobile number. After entering the details it displayed sbi customer executive will contact you. But it has been a month no one called. I mailed them about the same got a reply wait. But again no reply. Kindly someone guide me.. If yes, How many. As it is not clear from their site? But it does not make a mention of the number of free Lounge Visits Domestic and international.

Requesting your inputs in this regard. My annual spends on flights is around k, do suggest one good one for it. I am from Kerala and work in Guwahati Assam. I fly by economy once in two months. Will it be beneficial for me to get any travel credit cards. Kindly advise. Citibank Credit Card. Bank of Baroda Credit Card. Bank of India Credit Card. IndusInd Bank Credit Card. Kisan Credit Card.

Kotak Credit Card. Standard Chartered Bank Credit Card. Best Credit Cards in India. Best Dining Credit Cards in India. Best Fuel Credit Cards in India. Best Cashback Credit Cards in India. Best Travel Credit Cards in India. Best Forex Cards in India. Best Credit Cards for Online Shopping. Best Business Credit Cards in India. Best Premium Credit Cards in India. Best Credit Cards for Doctors. Best Credit Cards for Chartered Accountants. Credit Cards with No Annual Fee. Credit Cards with No Credit.

Credit Cards for Bad Credit. Credit Cards for Pensioners in India. Yatra SBI Card. Standard Chartered Platinum Rewards Card. Citibank Citi Rewards Credit Card. Credit Card Apply. Credit Card Eligibility. Credit Card Payment.

Apply Credit Cards on WhatsApp. Credit Card Customer Care Number. Credit Cards against FD. Kotak Credit Card Payment. Axis Bank Credit Card Payment. Standard Chartered Credit Card Payment. Kotak Credit Card Customer Care. Citibank Credit Card Customer Care. How Credit Cards Make Money? Can Credit Card be used as Debit Card?

How Credit Card Industry Works? Toggle navigation. Professional Details. Annual Income. Company Name. Another option is Cathay Pacific flights, which require a steep , miles in economy but are a bargain at , miles for business class. Finally, you could consider Emirates, which would be 85, in economy or , miles in business class. Mumbai Maharashtra Once you reach India, you will still want to have the right credit card for your purchases.

The only card mentioned here that has foreign transaction fees is the American Express Everyday Preferred, which imposes a 2. If you are renting a car, be very careful which card you use, as many, such as American Express cards exclude India from their coverage. You should never use your credit card to access cash from an ATM , as it will likely be subject to large cash advance fees , and a very high cash advance interest rate.

In addition, interest will alway be incurred on cash advances. Unlike new purchases, there is no grace period for these transactions. You can also bring US Dollars with you for exchange , but you are unlikely to receive as good of an exchange rate as you would with your debit card or credit card. With a population of over four times the United States, India is an amazingly diverse and exciting destination. By using the right credit cards to earn travel rewards, you can visit India sooner than you may have thought, and for a lot less money.

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. These offers do not represent all account options available.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. I believe he has given lot of insights about the card industry and many have benefited and also believe he himself would have taken inputs from fellow readers gained knowledge and have benefited likewise.

I have been following this blog since and I have never had experience of him leaving any messages unposted may be he would taken time to moderate them also he has given credit for many people in his new blogs when the information was given early to him this includes even my name fewer times. If you feel things are messy here your always free to leave the forum no one invited you nor anyone is going to force you to stay back. Also, please remember that its the giver who decides his worth and not the taker.

At least give him an apology for using such strong language unnecessarily. Also, please understand this is not about supporting anyone it is about analysis the facts and being empathic. I think the hard work that goes into this blog is more than what anybody out there can even feel, let alone payback, in any form.

If you really feel the need to be heard on priority basis, why not pay for his one-to-one call session?! I agree as well. Choice of words were unnecessary. You should be thankful that he published your comment. Hi Siddharth I am holding Amex travel platinum card. I want to know which travel card would you suggest if I have to keep only one card. I am considering axis miles and more select, citi premier miles, air india sbi signature.

The idea is to maximize air miles for free tickets. I pay insurance fuel through credit card but amex does not reward these spends. I have 1 or 2 international travels a year apart from domestic travel. I spend regularly on flipkart, amazon and myntra. SBI signature does look lucrative but I dont want to be stuck with air india only. Please advise. Amex platinum travel is good for domestic and international as you will have multiple transfer partners.

For 4lac spend, you get 50k points that transfer with to many airlines. This is much better than Citi miles. If you fly east side then add hdfc diners black or infinia to wallet to get access to 10x points that transfer to for krisflyer at ratio. Such comments should be filtered by WordPress itself and not reach you for moderation.

Sid bro, Ur doing a very great work. The credit card portfolio that I hold is better than i deserve but I got it just because of you. Ur guidance and community experience made it. Is there and particular reason to this? There are no card specific perks, only platform based. Renewal fee of 25K without any perk is another point. They are only flying high coz of MC W Elite platform.

Acc to you which are best 5 CC issuers in terms of customer service. I spend about k in Uber monthly on office commute. But 15k spend on travel by cab per month,owning a car will be cheaper. Please suggest. DCB might have acceptability issues. DCB gives best value for travel redemptions. In addition to that i use SCB ultimate to get brand shopping vouchers using points which i can use at outlets. See SCB redemption list see if anything you need is there. Remaining hotels with DCB for 10x. Also, the retail purchases, they allow vouchers?

If yes how much can be covered. If you are buying at least 50k of vouchers, maybe upgrade to Infinia to get 15K points per month. Will help with hotel booking as well. Also check how much more you need to spend to reach 8L spends in DCB for annual benifits. Below are the set of cards i currently. I feel i miss out on a travel card and an amex card. Can you suggest one or two cards that i should add to my portfolio.

You should add Amex MRCC Amex platinum travel if you are able to spend 4lac on amex and later try to upgrade hdfc moneyback card when hdfc upgrade offer shows in netbanking. Normal gyftr allows just 5k worth of giftcards or am i missing something? Any limits for HDFC smartbuy? Plus 10K Taj ofcourse. Amex Plat has a premium feel and to get the black card have to first get this. Maybe in few Years they will other the black as my spends are quite high. Copy pasting here for better response The message was to take your suggestion on which card to get for myself.

My spends are mostly online with some amount of travel. The redemptions around travel or Amazon would be most preferred I was thinking of keeping the DCB and getting an amex plat travel and an SBI prime vistara. In a way — yes. But the Swiggy offer alone is sufficient to get attractive savings on the card. Yes you are correct on the swiggy offer. As Inam salaried I use food coupons to reduce taxation. In that case am not able to take this swiggy offer as already I have allocated money for that.

That was a good thing for sure. Now I an either upgrade th Select to Magnus or close it. Need to check if any caps are there. What you say. Yes, excluding Myntra, one can save Rs. Looks, Myntra have no maximum cap for discount but only restriction on items.

In my experience Axis offers were never comparable with other banks lower fee cards. Have Flipkart and Neo cards too. Hey folks.. Millennia is enough for you.

For amazon , flipkart, zomato and bill payment its enough. I think you are not able to utilise hdfc millennia. You can keep one extra card for payment below or offline payments. Like axis ace card. My recommendation no need to get so much cards. Use millennia card and use full limit for months you will get limit enhancement offer.

I used full limit on my card for just 1 month and hdfc given limit enhancement offer and increased limit from 75k to 3 lac. I get points every month. Yesterday that is 22 may i redeemed points as statement cash credit. When i woke up in morning and checked hdfc app , was credited in unbilled section and RP was deducted.

I ki have more points and i accrued this month RP this month which will be credited next month and i will again redeem 5K points for 5K cash credit. Maximum points that can be redeemed at once is points only. I use indusind legend card for all payments below and also if my all reward point is collected.

Also sometimes only i use axis Flipkart and ace card. I will close both Flipkart and ace card before annual fee is charged and also i will downgrade my axis privilege card to LTF myzone card before renewals. Recommendation, get only cards only. Can you help me understand how to maximize HDFC millennia? I use it to pay some bills 5k per month and for most of my online shopping but never understood the calculations whereas your comment make it look as really good card.

Need help in determining good Credit Cards for me. You can hold two cards from Axis. I will just add to kamals comment, Amex dispute resolution is the best. Manage 1. For any transaction, for which I think for which I might be facing any issues in the future I use Amex. Ex: ordering electronics internationally, non-indian travel portal bookings, paying for orders from not-so-famous websites. Once got 40K back from a travel website when they were refusing a refund. I think an update is needed to this list due to entry of some new players in credit card business.

Hi Siddharth I already own two credit cards so how much time I should wait before applying for another one in this financial year. And can I have two credit cards from same bank?? You can have multiple credit card from same bank. But the catch is the bank need to have policy where they provide multiples card to a single person. You can hold 2 cards from same bank not more than that. One can apply new CC in 6 month interval. Now using Platinum and Amazon. The thing is Privilege card is still active for 30 more days.

Any suggestions for new cards? U can have many cards, believe me.. I have gone upto 16 till last year. But u have to define what u really want. I took a lot of time for me to realise this. This will take you to the website and continue shopping. Before that, make sure your cart is empty since Amex will not reward you with points for buying items that were already in the cart.

My cards are below.. It can be the best fuel credit card for many people. How good are the edge rewards from Axis bank. How high can the reward rate go and what are the options?

Spend-based offer received by mail. According to the recent devaluation of BOB Select Credit Card, I think the list can be update not include this card anymore, just to avoid confusion. Also thanks for prompt update on the devaluation as it helped not going through the hassle of branch application for an almost useless credit card.

Hi Sid, any suggestions for a credit card which has spend based joining fee reversals.. Any suggestions would be helpful. I was thinking more in line with the recent post from Sid where he talked about joining fee waivers from Axis and was thinking of taking Axis Magnus before it got banner by RBI..

Intent is to take a card where joining reward is substantial but fees gets waived off basis spend in first 3 months or so. The best part i liked about axis ace is directly statement credit , no accruing points and then spending somewhere else to get the value..

It was actually just to get the 10k joining voucher on payment of fees and then getting the fees back on hitting the spend requirment.. I do not really value meet and greet.. I mostly use DCB 3. I have 1. PayTM Citibank card whose rewards and fee terms are recently updated. My card spends typically do not cross 5L per annum. Do you suggest applying for these cards and keeping them handy.